Managing your household budget

If you know how much money you have coming in each month, and where you need to spend it, it can help you to keep on top of all your household expenses and prepare for any unexpected extra costs.

• Money Helper provides an online budget planner where you can keep a record of your spending, a breakdown of your finances by category and personalised tips to help you effectively manage your money.
• Citizens Advice (CitA) provides a budgeting tool to help you work out your budget.